Practice Areas
Many people in Ireland today are overwhelmed by mortgage arrears, fears of repossession, insolvency and / or bankruptcy. We in Cronin & Co. have a particular interest in this area of the Law. At Cronin & Co. we adopt a proactive approach to the issues confronting people today.
We advise and assist on the following:
- Reviewing letters of loan offer to assess the legal limitations of the borrower’s obligations to the bank.
- Assessing whether the legal requirements in relation to family home consents and/or personal guarantees have been complied with.
- Considering whether independent legal advice was or should have been obtained and/or advise generally on the borrower’s legal position in relation to his creditors and what steps he may be able to take to protect his position.
- Advising on the steps you may be able to take to protect your children’s inheritances.
For those in financial difficulties it is vitally important that a complete review is undertaken of their assets and liabilities. Attention should also be paid to the circumstances of your spouse and children and the possibility of protecting any future inheritances.
We advise on the various types of Trust which may be employed with a view to protecting wealth for future generations in an effective and tax efficient manner.
We will also consider with you whether you may be able to protect your business partners and/or the assets of the business from the collateral damage of your financial difficulties.
Cronin & Co., Solicitors offer clear and considered advice to businesses of every scale including sole traders, professionals, SMEs and large corporations. In addition to having wide experience in commercial practice generally, we continuously adapt to ever-changing Irish and EU legislation and have proven ourselves adept at offering straightforward and effective advice to clients who find themselves faced with novel commercial situations. We engage with clients on all aspects of their business’ legal requirements. Whether the query concerns specific company regulation or complex commercial transactions, Cronin & Co., Solicitors endeavour to provide relevant, swift advice to our clients of a consistently high standard.
Cronin & Co., Solicitors recognise that commercial issues come in all shapes and sizes and we are happy you advise on anything you wish to discuss.
Our practice areas include:
Company Formation, Registration and Reinstatement
Partnership Agreements, Share Purchase Agreements and Asset / Business Transfer Agreements
Contract Law, Consumer Law and Competition Law
Cronin & Co., Solicitors have a wealth of experience at your disposal when it comes to buying or selling property, whether residential or commercial. We recognise the significance of such an event and endeavour to ensure the process is navigated in a clear, smooth and cost effective manner. Property related terms, forms and concepts are often couched in archaic, antiquated language. Cronin & Co. will explain the legal terms that relate to the subject matter of your query in plain, easy to follow terms. Whether you wish to buy or sell property, re-mortgage your property or enter into a leasehold arrangement, we will ensure you understand the process involved, the nature of your obligations and the cost of such services from the outset.
Cronin & Co., Solicitors can advise clients on a wide range of property law issues, including:
Conveyancing
Property Related Disputes
Commercial Property Transactions
Employment Law is an ever-evolving area of law continually being updated and amended by new legislation, case law decisions and best practice procedures coming into effect.
We provide clear, practical and cost-effective advice on all aspects of workplace legal issues whether that be pro-active action by an employer to ensure the contracts and policies are suitable for their needs and the needs of their employees or contentious and non-contentious legal issues acting for both employers and employees.
Employment issues will often include the following:
Unfair Dismissal
Employment Contract Disputes
Discrimination
Bullying and Harassment
Equality Claims
Health and Safety Issues
Maternity Protection
Pay Disputes
Redundancy
We are dedicated to providing clear, professional, high-quality legal advice on all aspects of family law. Our team is client focused and will listen to your needs and problems providing an approachable and user-friendly service because we understand the courage and concerns involved in modern-day family law issues.
In these difficult times, we aim to provide cost-effective solutions and advice with you and/or your family’s individual needs our only concern. Options such as mediation, reconciliation and settlement will be discussed as a means of resolution outside of the Court arena. We have previously successfully achieved the best results for our clients minimising animosity between the parties at the most difficult of times using our wealth of experience in swift, strong and professional negotiations.
In certain circumstances, resolutions and/or settlements can unfortunately not be achieved and we can provide advice and assistance with regard to litigation and take every step with you through the Court process. We provide representation in all Court jurisdictions including the District, Circuit and High Court.
Our team will ensure that we have discussed all of your options, keep you up to date and provide the highest level of service to ensure that at all times you are able to make informed decisions which suit you and your needs.
Landlord and Tenant Law has undergone many changes following the introduction of the Residential Tenancies Act 2004. We can advise on all aspects of the legislation, in particular; the extra obligations on the landlord and the extra protections afforded to the tenant. This Act also introduced the Private Residential Tenancies Board and it is important to be familiar with the operation and jurisdiction of the Board prior to entering/granting a residential leasehold agreement. The most common areas where disputes arise between landlord and tenant include; rent arrears, deposit retention and anti-social behaviour. Cronin & Co., Solicitors can explain how the act affects your legal relationship with your tenant.
We invite you to make an appointment where the various issues that arise in your property transaction can be discussed further with a specialist conveyancing solicitor.
We have a reputation for providing clear, realistic and successful advice in all aspects of general and commercial litigation. Our dynamic team has a wealth of experience and a steadily growing reputation in this contested field of law. Our successes are born out of our personal attention given to each and every client allowing us to consistently provide the highest level of service.
We will provide you with honest effective advice to assist you with your claim and our approachable team will improve your claim’s likelihood of success through hard work and diligence working to maximise the level of damages recoverable.
In contrast we have a proven track record of successfully defending our clients in even the most difficult and pessimistic of actions. In even the worst case scenarios positive results can and have been achieved through our honest, realistic and practical advice. These core factors are engrained into our nature to help achieve settlements, appease the stress and strain laden on our clients and ensure that our clients are advised positively, quickly and cost-effectively.
We represent our clients at all levels of Court Hearings including the Commercial, High, Circuit and District Courts and manage claims ranging from thousands to millions of euros. It is important to note however that often costly court hearings can be avoided when the parties can reasonably consider the issues and enter into dispute resolution whether that is by way of conciliation and/or mediation. Our main aim will always be to achieve the best result for you and/or your business depending on your own situation.
With so many people facing financial worry and uncertainty, mortgage arrears is a topic which is very much to the forefront of people’s minds at the moment. There are various useful tips and strategies if you find yourself in arrears, some of which are as follows:
Communication: It is essential that you remain in communication with your lender, particularly where you find yourself unable to pay your repayments in full or at all. Explain your difficulties to your lender, tell them how you propose to tackle these difficulties and keep them updated from time to time as to how things are going for you. If you refuse to communicate with the lender, the lender is far more likely to take legal proceedings.
Code of Conduct on Mortgage Arrears: Borrowers have useful rights under this code and should use them to their to their advantage. They are entitled to require their bank to liase with an intermediary eg their solicitor, accountant or other third party, on their behalf in relation to their arrears situation. Whilst this does not prevent the lender contacting the Borrower direct it does mean that the Borrower can refer the lender to the Intermediary and insist they deal through that intermediary. This can be very helpful where the Borrower is particularly stressed.
Tracker v Variable Interest Rates: Home owners should also be aware that the Central Bank Code of Conduct governs lenders behavior on the issue of tracker mortgages and does not allow them to force borrowers, whether in arrears or not, to move from a tracker mortgage to a variable mortgage, even if the lender is suggesting that they are making this a condition of restructuring the debt.
Cronin and Co solicitors are committed to providing the highest level of service and will strive to help you receive the maximum level of compensation. If you have been involved in an accident in the last two years you should not delay in seeking legal advice to ensure that your rights are protected.
Personal injury matters can arise from a number of different situations. The most common types of claim are:
Road traffic accidents: Road traffic accidents, unfortunately, occur every day and in many cases, injuries are sustained by drivers, passengers, motorcyclists, cyclists and also pedestrians.
Slips, Trips and Falls: These types of accidents are very common and occur in public areas and places such as public roads and pavements, supermarkets, restaurants, public houses, car parks etc.
Accidents at Work: If you have been injured at work due to being provided with defective or inappropriate equipment.
The Personal Injury Assessment Board (PIAB) is generally the first port of call for all personal injury claims and often their assessment may lead to the successful resolution of your claim. We can assist you with your application to the PIAB before, during and after your assessment has been completed to ensure your rights are protected and to maximise any compensatory award being made.
Cronin & Co., Solicitors offer clear and considered advice on how best to plan your estate for the future. Making a will is essential whenever you have assets that will remain after your death. Planning for the distribution of your assets, whether you own a large property portfolio or are an “ordinary Joe”, is necessary to prevent contentious disputes arising among family members further on down the line. Careful planning now will ensure your true wishes are carries out after your death and that those you wish to benefit are the people that do so. We also advise on how to ensure that your bequests are made in such a way as to ensure that the person receiving the gift does not pay unnecessary tax. In addition to deciding how your assets will be distributed after your death, you can provide for funeral arrangements and appointment of trusted persons to act as Executors and Trustees to carry out your wishes for you.
Our extensive experience has shown that no two cases are the same. We encourage those, whether they want to settle their affairs or simply explore their options, to call and make an appointment for a consultation. Given the times we live in and the unprecedented pressures that many people now face, making a Will which caters for the difficulties in which those you wish to benefit may now find themselves in, is more important now than ever.
